North Cyprus Property ROI (Return On Investment) Calculator

Calculate your investment returns with accurate projections for rental income, expenses, and capital appreciation.

How This Is Calculated

Total Investment is Purchase Price + Purchase Costs + Furnishing — your full capital outlay, not the purchase price alone.

Gross Yield is Annual Rent ÷ Purchase Price — the headline figure most listings quote, before any running costs.

Net Yield is Net Annual Income ÷ Total Investment — rent after occupancy, management fees, tax, insurance and maintenance, measured against everything you’ve actually spent.

Total Return is Net Yield plus your Annual Appreciation input — income and capital growth combined, for a single year.

Break-even is Total Investment ÷ Net Annual Income — the years of net income required to recover your capital, before any resale is factored in.

5-Year Projection holds net rental income flat across the five years — no rent escalation is assumed — and compounds capital appreciation on the purchase price at your stated annual rate. ROI is the combined total measured against Total Investment.

Property Details

Rental Income
Annual Expenses

Investment Summary

Purchase Price: £100,000
Purchase Costs: £7,000
Furnishing: £5,000
Total Investment: £112,000

Annual Returns

Gross Rent: £8,004
Effective Rent (90%): £7,204
Total Expenses: -£2,481
Net Annual Income: £4,723

Key Performance Metrics

Gross Yield: 8.00%
Net Yield: 4.22%
Total Return: 9.22%
Break-even: 23.7 yrs

5-Year Projection

Total Rental Income: £23,615
Capital Appreciation: £27,628
Total Return: £51,243
ROI: 45.8%

Note: These calculations are estimates based on the inputs provided. Actual returns may vary due to market conditions, currency fluctuations, vacancy periods, and unforeseen expenses. Always conduct thorough due diligence and consult with financial and legal professionals before making investment decisions.

What This Calculator Deliberately Leaves Out

  • Mortgage or financing costs — this models a cash purchase
  • Currency conversion risk between GBP and TRY-denominated running costs
  • Rent escalation over the five-year term, beyond the occupancy rate you set
  • Resale costs (legal fees, agency commission) against projected appreciation
  • TRNC transfer tax bands, which vary by title deed status and property value — confirm the current rate with your legal adviser before relying on this for a purchase decision